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Virtual terminal

Turn your computer, tablet, or mobile phone into a credit card terminal — perfect for digital billing or taking cards over the phone. Ask us how a virtual terminal can become your digital payment software.

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Additional features


E-commerce payment solutions

Build your online store the way you want. We integrate with 125+ e-commerce shopping carts.


Electronic invoicing

Make it easy to get paid. Create and send digital invoices to your customers.


Recurring billing

Save time for you and your customers by setting up custom payment schedules.


QuickBooks integration

Streamline your payments and accounting by syncing your QuickBooks account with our payment gateway.


Hosted payment page

Send your customers a customized link to pay you for the services and/or products you sell.


Tokenized security

Rest assured your data is being transmitted with the highest level of security using tokens.


Digital payments designed to get you paid

Get started in minutes and enable your business to collect payments online. Make it easier than ever for your customers to pay you anywhere, anytime.

  • Accept payments 24/7
  • ACH payment option available
  • E-commerce integrations available
  • Run your business from anywhere
  • Simple and easy to use

What a partnership with The Payment HQ looks like

Everything we do revolves around helping your business get what it needs to grow. We start by learning how you operate and then design a solution to help you sell seamlessly across platforms, get help with payroll if you need it, and show you how you can access working capital. We also empower you with all the tools you need, guide you through the setup, and are there for you once you’re in operation. You get:

  • A partner that puts your needs first
  • A solution that addresses your unique challenges
  • The tools you need to succeed
  • Exceptional customer service that goes beyond the transaction

Why choose us?


We’re your partner

We’re with you at every stage, from the first time we meet to implementation and then when you’re up and running.


Our hands-on approach

Our team doesn’t just provide you with the solutions and tools; we help you put them to work for you.


Exceptional customer service

We’re always just a call away with timely and personalized assistance to ensure your payment system runs smoothly.


Simple pricing

No hidden fees or complex structures here. We offer straightforward, easy-to-understand pricing that aligns with your business needs, allowing you to focus on what matters most — growing your business.

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Clients love us


The Payment HQ team was awesome! I had plenty of questions to ensure their payment platform would be beneficial for my business. Their team ensured all my questions and concerns were addressed, which made me feel at ease knowing I could count on Payment HQ with my credit card processing for my business!

The recommendation they made was excellent! Taking payments from my clients is simple, quick, and efficient.

I recommend Payment HQ to any business looking to accept card payments! Their expertise is unlike, and they will go the extra mile to ensure your satisfaction!!!

Pablo Nava


Helpful information

Cash discounts

Learn how to offset your processing fees by offering a cash price and a card price for your products or services.

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Payment HQ blog

Build your business knowledge and gain new insights that can help you continue to grow. It’s all in our blog.

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Our team is always here to help, and that includes providing you with answers to your biggest questions.

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Real people. Real support.

Connect with a human and get all your questions answered. Our team members are standing by.

Simple, guided setup.

Customer care you can rely on.