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Merchant services

Get anywhere your customers are with the latest in merchant payment services technology. Gain access to funds when you need additional capital for your business, and pay it back based on a percentage of your daily sales (no loan required). When you partner with The Payment HQ, we help you do both.

Take payments anywhere

In person

Accept payments in person at your store, office, or while you’re on the go — quickly and easily anywhere you do business.


Create and send digital invoices via text, email, or payment link, and let customers pay by credit card, debit, or ACH bank transfer.


Turn your computer, tablet, or smartphone into a credit card terminal that’s perfect for digital billing or accepting payments.

Tools that grow your business.

Get payment processing tools that fit how you operate. We’ll help you choose from a line of countertop and mobile terminals, full-service POS units, and self-service kiosks — all sleek, modern, and designed to make getting paid simple.

Explore Hardware







Medical Billing

Recurring Billing

Equipment Sales


Simple pricing

No hidden fees or complex structures here. We offer straightforward, easy-to-understand pricing that aligns with your business needs, allowing you to focus on what matters most — growing your business.

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Get capital for your business

With Merchant Capital, you get a simple, flexible way to access funding without having to get a loan.

Funds in 1-2 business days

Get a customized offer based on card sales, with no impact on your credit score. Once approved, you’ll get the funds fast.

No looming monthly payment

This isn’t a loan, so you can breathe easy knowing there’s no payment with interest due every month.

The easiest of terms

Repayment is based on a percentage of your daily card sales. On slow days you’ll pay less. When sales increase, you’ll pay more.

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What a partnership with The Payment HQ looks like

Everything we do revolves around helping your business get what it needs to grow. We start by learning how you operate and then design a solution to help you sell seamlessly across platforms, get help with payroll if you need it, and show you how you can access working capital. We also empower you with all the tools you need, guide you through the setup, and are there for you once you’re in operation. You get:

  • A partner that puts your needs first
  • A solution that addresses your unique challenges
  • The tools you need to succeed
  • Exceptional customer service that goes beyond the transaction

Why choose us?


We’re your partner

We’re with you at every stage, from the first time we meet to implementation and then when you’re up and running.


Our hands-on approach

Our team doesn’t just provide you with the solutions and tools; we help you put them to work for you.


Exceptional customer service

We’re always just a call away with timely and personalized assistance to ensure your payment system runs smoothly.

Clients love us


The Payment HQ team was awesome! I had plenty of questions to ensure their payment platform would be beneficial for my business. Their team ensured all my questions and concerns were addressed, which made me feel at ease knowing I could count on Payment HQ with my credit card processing for my business!

The recommendation they made was excellent! Taking payments from my clients is simple, quick, and efficient.

I recommend Payment HQ to any business looking to accept card payments! Their expertise is unlike, and they will go the extra mile to ensure your satisfaction!!!

Pablo Nava


Helpful information

Cash discounts

Learn how to offset your processing fees by offering a cash price and a card price for your products or services.

Get Details

Payment HQ blog

Build your business knowledge and gain new insights that can help you continue to grow. It’s all in our blog.

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Our team is always here to help, and that includes providing you with answers to your biggest questions.

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Real people. Real support.

Connect with a human and get all your questions answered. Our team members are standing by.

Simple, guided setup.

Customer care you can rely on.