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Merchant cash discount program


Keep more of your hard-earned cash while still being able to accept card payments with our cash discount program. It’s a type of pricing strategy that allows you to offset processing fees by offering a cash price and a card price for your products or services.

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Save on Costs

Reduce or eliminate credit card processing fees by passing those fees onto customers who choose to pay by credit card.


Increase Profit Margins

Improve your bottom line. Gain additional revenue to improve your business's overall financial health or reinvest in it.


Make Your Customers Happy

Everyone loves a discount. Customers will enjoy having the option to save money by paying with cash.

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Generate savings for your business

Every time a customer uses a credit or debit card, you lose roughly 3-4% on the transaction.

Every dollar matters to your business, and that’s why we created a way to cut this expense from your bottom line using a cash discount program.

Start saving so you can reinvest back into your business.

Here’s how it works

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Tools that grow your business.

Get payment processing tools that fit how you operate. We’ll help you choose from a line of countertop and mobile terminals, full-service POS units, and self-service kiosks — all sleek, modern, and designed to make getting paid simple.

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Simple pricing

No hidden fees or complex structures here. We offer straightforward, easy-to-understand pricing that aligns with your business needs, allowing you to focus on what matters most — growing your business.

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Clients love us


The Payment HQ team was awesome! I had plenty of questions to ensure their payment platform would be beneficial for my business. Their team ensured all my questions and concerns were addressed, which made me feel at ease knowing I could count on Payment HQ with my credit card processing for my business!

The recommendation they made was excellent! Taking payments from my clients is simple, quick, and efficient.

I recommend Payment HQ to any business looking to accept card payments! Their expertise is unlike, and they will go the extra mile to ensure your satisfaction!!!

Pablo Nava


Helpful information

Cash discounts

Learn how to offset your processing fees by offering a cash price and a card price for your products or services.

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Payment HQ blog

Build your business knowledge and gain new insights that can help you continue to grow. It’s all in our blog.

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Our team is always here to help, and that includes providing you with answers to your biggest questions.

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Connect with a human and get all your questions answered. Our team members are standing by.

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Customer care you can rely on.